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protect protections provide provided provider providers provides providing pt public purchase purchased purpose purposes pursuant pursue put qdia qualified qualify quarter quarterly questions range rate rates rather ratio ratios rcp reach read readily real realized reapply reasonable rebalance rebalanced rebalances rebalancing receive received receives recent recommendation recommendations recordkeeper recordkeeping records redemption reduce reduced reduces reducing reduction refer refers reflect reflected regarding register registered registration regulations regulator reinvested related relative remain remains repayment replace replacement represent representative representing request required requirements reserved residence residential resources respective respectively responsibility responsible rest restrict restricted restriction restrictions result results retained retire retirement retirementadvisor retireplus return returns revenue review reviewed revised reward right rights rise rising risk risks road roll roth rule rules salary save savings schedule schedulenow scheduling screen sda search sec section sections securities security seek select selected selection selections selects self sell selling seminar seminars sense sentence separate separation service services servicing session sessions set several severance share shares sharing sheet short showing shown signed similar simple simply single sipc site situation sixth snapshot social sold solely sometimes sources space speak special specific specified spending splitting sponsor sponsored spousal spouse spreading stability stable stablevaluesupport stand standard start started starting starts state stated statement statements status stay steady step steps stock stocks stop stopping strategies strategy stream street strength subject subjective submit subsidiaries subsidiary substantial substitute subtitle suggest suitable summary supplemental supply sure svcit symbol systematic tab table takes taking target targeted tax taxable taxes teachers term terminates termination terms texas themselves therein thereunder third thorough thousands tiaa ticker time timely title today together tolerance tool tools total toward track trademark trading traditional transactions transfer transferred transferring transfers transition transitions transparency treatment trigger trustees turn turnover two tx type types typically unaffiliated unbiased uncertainty unchanged underlying understand unforeseeable unitized units unless unsubscribe until update updates upon url us used uses using utah value values variable variety various vary ve version versions vesting view visit visiting waiver wall wants wash ways website week weekdays weigh weighted whereby whether wide withdraw withdrawal withdrawals withdrawn within without won work working works xx xxx xxxx xxxxx year years yes york yy zip 1970-01-01T00:59:59Z TEMPLATES Q419 TRANSITION GUIDE JANUARY 2020 1970-01-01T00:59:59Z None 35 2020-09-22T22:42:21Z 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8353 842 8422 855 877 90 9161 927 aaaa abbreviation abc ability able above accept access accompanying accordance according accordingly account accounting accounts accrued accumulating accumulations accurate accurately ach across act action active actively activity acts actual add added adding addition additional additionally address adequate adjusted adjusts administered administration administrative administrator advance advantage advantages advice advisor advisors advisory affect affiliate affiliated affiliates against age agency agenda agreement agrees alerts aligned allocate allocated allocating allocation allocations allowable allowed allows alone alpha alternative although ambiguity amended america among amount amounts announced announcing annual annually annuities annuitize annuity answer answers anyone anywhere app appear appearing applicable application applied applies apply applying approach approaches appropriate approximately aren ask assess assessed assessing asset assets assigned associated association assumptions asterisk attainment attains attempts attend attention attributes authority automatically avail available avenue average back backed balance balances bank banking based basis basket bbbb bear become becomes begin beginning begins behalf below beneficiaries beneficiary benefits beyond birth blackout blended board bold bond bonds bottom bought box bracket branding break bring broad broker brokerage budget bulk bullet business buy buying caa calculated calculations call calling callout campus cannot capacity capped carefully carried case cases cash category cause cc cccc certain certificates certified change changed changes characteristics charged charges chart check checks choice choices choose choosing chosen circumstances city claims class classes clone close closer co collateral collateralized collected college combination combined comfort commission commissions common communications companies company comparison competing competitive complete completed compliance compounding comprehensive comprised condition conditions confirmation cons consequences conservative consider considered considering considers consistent consists consolidate consolidating constitute consult consultant consultants consultation contact contain containing content contents continue continued contract contracts contractual contribute contributes contributing contribution contributions convenience convenient conversion convert converting copy corporate corporation corresponds cost costs course cover covered create credit credited crediting cref ct current currently custodial custom customize daily data date dates day days dddd dealer death decide decided decision decisions declaration declared declines decrease deducted deduction deemed default deferrals deferred delayed deliver depend dependent depending depends deposit deposits described describes description deserves designated designates designed desired desk detailed details determine determined determining develop developed deviation dies difference differences different difficult direct directed directing directions directly disabled disadvantages disbursement disclaimer disclosure disclosures discover discretionary discuss discussion distributed distributes distribution distributions diversification diversified diversify divided division divisions document documents doesn doing dollars don due duration during earlier earliest early earn earnings easier easy education educational effect effective effects eggs either elect elective electronic eligibility eligible email emergency employed employee employees employer employment enclosed end endorsed engaged enhanced enhancements enroll enrolled enrollment enter entering entire entity equities equity erisa established estate estimated estimates et even event events every evolves example except exchange excluding executed exhibit existing expect expected expense expenses experience experienced experiences expertise expiration explained explicit explore expressed extended extent extra facilitate fact factored factors fall fdic feature features federal fee fees fffc fiduciary fifth file finances financial find finra firm first five fixed flexibility flexible florida fluctuate flush follow following force forecasts form former formulaic forward found four fourth frame free frequent fsb full fund funded funding fundname funds further future general generally generate generated generating gets gives glidepath go goal goals goes government governmental gradual gradually gross group grouped grow growth guarantee guaranteed guarantees guesswork guidance guide hands happens hardship having heading headings hedge held help helpful high higher hold holding holdings holds holistic horizon hour however hypothetical identification identified illustrator immediate implications important inappropriate inc include included includes including inclusion income independent index indexes indicates individual individuals industry inflation information informational insert instance institution institutional institutions instructed instruments insurance insured interest interests interruption introducing invest invested investing investment investments investor investors invests ipsum ira iras isn issue issued issuer issuing january journal judgment keep keeping key kind know knowledge known language last later law laws learn least leave legacy legal legitimate less let level licensed life lifecycle lifetime likelihood limit limits lines lineup liquid liquidated liquidity list listed literature ll llc loan loans location log logo long longer lorem lorum lose losing loss losses lower made mailing maintain maintenance makes making manage managed management manager manages managing march market markets marks match matching material maximize maximum may meaning means meet mellon member mentioned merged mesirow met method methods microsite mind minimize minimum minutes mix mobile model models modify money monitor monitoring monitors month monthly moody morningstar move moved moving mt multi multiple mutual name nature near necessarily necessary need needed needs negative negotiates neither net new next nformational no non noncompeting nonproprietary nor not note notice number ny nyse objective objectives obligations obtain occur occurrence occurs off offer offered offering offers office offset often older once one ongoing online open opened opening operating operational opportunities opportunity option optional options order ordinary org originally origination orp others ou outcomes outside outstanding overall overview own owner ownership owns pace page pages paid paragraph paragraphs part participant participants participating participation particular partner party path pattern pay paying payment payments payoff payout payroll pays penalty pensions per percentage performance period periodically periods permanently permissible pershing person personal personalize personalized phone picture place placed plan planning plans please plus pool pools portfolio portfolios positioned possible potential potentially practice predict preferences present pretax prevail primary prime primer principal prior pro process processes product products professional professionally professionals program prohibited prohibits projected projections promote proper property proportionally propose proposed pros prospectus prospectuses protect protections provide provided provider providers provides providing pt public purchase purchased purpose purposes pursuant pursue put qdia qualified qualify quarter quarterly questions range rate rates rather ratio ratios rcp reach read readily real realized reapply reasonable rebalance rebalanced rebalances rebalancing receive received receives recent recommendation recommendations recordkeeper recordkeeping records redemption reduce reduced reduces reducing reduction refer refers reflect reflected regarding register registered registration regulations regulator reinvested related relative remain remains repayment replace replacement represent representative representing request required requirements reserved residence residential resources respective respectively responsibility responsible rest restrict restricted restriction restrictions result results retained retire retirement retirementadvisor retireplus return returns revenue review reviewed revised reward right rights rise rising risk risks road roll roth rule rules salary save savings schedule schedulenow scheduling screen sda search sec section sections securities security seek select selected selection selections selects self sell selling seminar seminars sense sentence separate separation service services servicing session sessions set several severance share shares sharing sheet short showing shown signed similar simple simply single sipc site situation sixth snapshot social sold solely sometimes sources space speak special specific specified spending splitting sponsor sponsored spousal spouse spreading stability stable stablevaluesupport stand standard start started starting starts state stated statement statements status stay steady step steps stock stocks stop stopping strategies strategy stream street strength subject subjective submit subsidiaries subsidiary substantial substitute subtitle suggest suitable summary supplemental supply sure svcit symbol systematic tab table takes taking target targeted tax taxable taxes teachers term terminates termination terms texas themselves therein thereunder third thorough thousands tiaa ticker time timely title today together tolerance tool tools total toward track trademark trading traditional transactions transfer transferred transferring transfers transition transitions transparency treatment trigger trustees turn turnover two tx type types typically unaffiliated unbiased uncertainty unchanged underlying understand unforeseeable unitized units unless unsubscribe until update updates upon url us used uses 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